Noble Gold Review

Noble Gold Investments makes precious metals accessible to a wider range of investors with their industry-low minimum investment requirement. Their innovative products and excellent service make them a compelling choice.

Noble Gold is known for an at-home storage option, and that phrase needs careful reading. Elsewhere on this site we explain that metals held inside an IRA must stay with the custodian at an approved depository, and keeping IRA metal at home counts as a distribution that can bring taxes and penalties.

So when Noble talks about home storage, ask exactly which account it applies to. Inside an IRA that cannot apply, so it can only concern metal bought outside one. For retirement money, the relevant option is the Texas depository that Noble lists, and you should ask whether the storage there is segregated.

• Very low minimum investment
• Royal Survival Packs
• Fast account setup
• No-fee IRA for qualifying accounts
• Secure Texas storage option

This page notes that segregated storage is available. Under segregated storage your coins and bars are held apart and identified as yours. Under commingled storage they are pooled with other customers' like-kind metal and you receive equivalent metal when you withdraw.

Segregated storage typically costs more per year, which matters because this page also lists higher annual fees among Noble's cons. Ask for the storage fee for each option and decide whether the extra segregation justifies the cost for your account size.

Royal Survival Packs are a distinctive Noble product and the main reason some buyers choose the company. They are a separate offering from a standard IRA allocation, so ask whether any pack content can be held inside an IRA, and confirm that anything bought for an IRA meets the IRS fineness rules before you pay.

Noble was founded in 2016, so it has the shortest track record of the five companies. A short history is not a warning sign in itself, but it means there are fewer years of customer reports to read. Compensate with your own checks:

• Read the BBB profile, including closed complaints and how the company answered them.
• Ask who the custodian is and check the custodian independently.
• Request the complete fee schedule in writing, including any waiver of IRA fees and the conditions for it.
• Ask what happens to your metal and your account if you decide to move to another company later.

Noble is promoted on this page as a low-minimum company, yet the comparison table lists $20,000, which is not far below Goldco's $25,000. Different account types can carry different minimums, so ask which figure applies to an IRA and get it in writing before you plan your rollover.

Noble's strengths on this site are the Texas depository and fast account setup. Augusta Precious Metals has the web conference and the highest minimum, Birch Gold Group has the longest history, Goldco has the 10% silver bonus, and American Hartford Gold has the first-year fee waiver. Noble's own higher annual fees are the trade-off for the extras.

Can I store my IRA gold at home with Noble Gold?

No. IRS rules require IRA metal to be held at an approved depository. Home storage applies only to metal bought outside an IRA.

Where does Noble Gold store IRA metal?

This page lists a Texas depository option and segregated storage. Confirm the current options with Noble.

Is Noble Gold a newer company?

Yes, it was founded in 2016, the latest of the five companies compared here.

What are Royal Survival Packs?

They are a distinctive Noble product. Ask whether they can be held inside an IRA before you buy.